Monday, November 28, 2011

Day 28 - Financial Burden of Diabetes

Day 28 - Financial Burdens of Diabetes.  Do you have a story you would like to share about insurance coverage and the financial burden of diabetes?

Having type 1 diabetes is expensive.  It is a constant.  Fortunately, I have great insurance.  Now.  This was not always the case.

While in college, I was covered by my parent's health insurance.  When I was diagnosed I was so fortunate to have insurance.  I now had a pre-existing condition, I couldn't even imagine what it would have been like to have a pre-existing condition and not have medical insurance.  It would have been chaotic.

I am not always sure people understand the ramifications of having a pre-existing condition and quality insurance.  A college acquaintance once said, "You wouldn't insure your house after it already burned down."

So, what...I am a burned down house?  I am worthless and not deserving of insurance.  If I lose my job I am not guaranteed insurance from my next one.  If there is a gap...an accident.  Who knows what will happen to me?

I am glad you can sit in your little healthy box and judge others.  I hope it is comfy in there.  I hope your child never has my disease.

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